50/30/20 budget
Split income into Needs, Wants, and Savings, then watch what is left in each pot.
MAPAN Personal
Give your personal money a direction every month.
Record transactions, split your salary into budget pots, build savings, and track installments — with no need to link a bank account.
Recording, wallets, budgets, savings, and debts are free with no time limit. Financial Roadmap, advanced insights, AI Assistant, and Receipt Scan are in Premium.
Who it is for
- Employees whose pay runs out before month end
- Anyone starting to save and build an emergency fund
- People with installments, debts, or money lent to friends
What you can do
Wallets & pockets
Keep cash, bank accounts, and e-wallets apart and assign money to pockets so it is not spent by accident.
Daily allowance & calendar
See your daily spending allowance, how long the budget will last, and due dates on a calendar.
Savings & emergency fund
Set goals with a target and deadline; MAPAN prepares the monthly deposit plan.
Debts, receivables & split bills
Track installments with due-date reminders, money friends owe you, and split bills across people.
Recurring transactions
Salary, subscriptions, and monthly bills are recorded automatically or reminded before they are due.
Financial Roadmap & AI Assistant
PremiumA map of your emergency fund, risk profile, and FIRE Number, plus insights and Receipt Scan from your data.
Get started in three steps
- 1
Sign up and add wallets
Add your wallets and starting balances.
- 2
Split income into budget pots
Pick the 50/30/20 split or set your own.
- 3
Record and review
Log daily transactions; MAPAN works out what is left.
Common questions
Is MAPAN Personal free?
Yes, the core features are free with no time limit. Only Financial Roadmap, advanced insights, AI Assistant, and Receipt Scan are in Premium.
Does MAPAN connect to my bank account?
No. You record your own transactions — MAPAN never asks for bank access.
Can I use it together with MAPAN Business?
Yes. Both use the same account and their data stays separate, so personal and business money never mix.
Manage your money today, build a secure tomorrow.
Start becoming more mapan.
Free to start — organize your personal finances today, turn on Mapan Business when your business is ready.
Clearer
Balances, budgets, and goals readable at a glance.
Calmer
Your financial data stays entirely yours.
Lighter
Get started without complicated setup.