Clear pricing, no surprises.

Yes. Core features like transaction tracking, wallets, budgeting, and savings goals are free. Some advanced features are available in the Premium plan.

Sign up with email or a Google account, complete your profile and monthly income, then start recording income and expenses. Your allocation and dashboard fill in automatically from your records.

No. MAPAN is a self-managed tracking and planning tool. You stay in full control of your data and enter it yourself.

Yes. MAPAN is designed mobile-first, including Mapan Bisnis: the cashier, catalog, and reports are comfortable to use on a phone screen.

Yes. The Getting Started checklist guides your setup, and every page has a short guided tour. Start by just recording transactions, then use budgets and savings goals when you are ready.

No. Just record income, expenses, or sales. For businesses, COGS, gross profit, margins, and tax are calculated automatically from transactions — no debits and credits.

For daily tracking, budgeting, and business reports, usually yes — with no formulas to maintain. If you still need a spreadsheet, business catalog, stock, invoice, and contact data can be exported to Excel.

It splits income into 50% Needs, 30% Wants, and 20% Savings. MAPAN allocates it automatically every time you record income.

You set a monthly spending limit per bucket, and MAPAN tracks usage from the transactions you record so you know before you go over budget.

Create a goal with a target amount and deadline. MAPAN automatically sets up a sub-wallet and a monthly deposit plan for it.

No. Moving balances between your internal MAPAN wallets has no admin fees.

The business finance module inside MAPAN: cashier (POS), product catalog with barcodes, warehouse and stock, recipes & COGS, PB1/VAT tax, operating expenses, invoices, receivables and payables, a dashboard, and Business Health analysis.

No new account needed. You switch between the Personal and Business workspaces with one switcher, and the data stays neatly separated.

Yes. Invite members with the Owner, Admin, Cashier, or Viewer role. Each role has its own access limits — for example, cashiers can only handle sales.

Yes. Each product variant can have its own SKU and barcode. In the Cashier, scan with a USB scanner or your phone camera and the product goes straight into the cart.

Use the Expenses menu: record the amount, category, and a receipt photo. Choose pay now to deduct from business cash, or pay later as a payable. For monthly bills, create a Recurring Expense to get reminders.

Yes, for items whose stock is tracked. Voiding a sale restores the stock and adjusts the business cash balance.

COGS — HPP (Harga Pokok Penjualan) in Indonesian — is the cost of one unit sold. MAPAN updates the cost price automatically using a weighted average every time you record a stock purchase. For F&B, build a per-serving ingredient recipe (e.g. 18 g coffee + 150 ml milk) and COGS is calculated from ingredient prices — it follows their price changes.

Revenue is your sales (POS + paid invoices) excluding collected tax. Gross profit = revenue − COGS, with a margin per product. Net profit is all money in minus money out, including operating expenses. All three appear on the Dashboard, Business Health, and the Full Report.

Turn it on in Business Settings → Tax, choose PB1 10% or VAT 11%, and decide whether tax is added on top of the price or already included. The tax base (DPP) = subtotal − discount + service charge. Tax is calculated automatically in the POS, Invoices, and Rentals, and printed on receipts.

Yes. The monthly Tax Report shows the tax to remit, the tax base (DPP), totals per rate and per day, and every transaction's breakdown — downloadable as a PDF proof of calculation. It also estimates the 0.5% SME final income tax (PPh Final) on revenue. It's a supporting summary, not a replacement for your tax return.

Yes. Catalog, stock, invoice, and contact data can be exported to Excel. The monthly Full Report (with revenue, COGS, gross profit, and margins) and the Tax Report are available as PDFs. Some exports use your export quota.

Automatic budget recommendations, Fund Analysis, Financial Roadmap, plus the AI Assistant and Receipt Scan (OCR).

Open the Pricing page, choose a plan, then complete the payment through the available payment gateway. Your subscription status is updated once the payment is confirmed.

Wait a few minutes, as payment confirmation is processed automatically. If it is still not active, contact us through the Contact page and include your proof of payment.

Yes. Subscriptions are paid per period with no automatic renewal — if you do not renew, the plan ends at the end of the period and you return to the free features.

Yes. The data you have recorded is not deleted when a subscription ends. Paid-plan features are locked until you subscribe again.

Your financial data is private and never shared with third parties. Access is protected by your account and login session.

Use the forgot password option on the login page. A verification code will be sent to your registered email.

Change your password right away, then report it to [email protected] so our team can follow up.

Send a message through the form on the Contact page or email [email protected]. We aim to reply within 24 hours on business days.

Use the Feedback form on the Contact page: give a rating, pick a category, and describe it briefly. We read every piece of feedback to improve MAPAN.

Open the Features page for complete guides to personal finance and Mapan Bisnis (currently in Indonesian).