Calmer money, a more focused business
MAPAN is your companion for personal and small-business finances — no confusing jargon, just one account.
From money anxiety to peace of mind
Many people worry about money not because they earn too little, but because they have no clear picture of where it goes. MAPAN brings tracking, automatic budget allocation, and financial goals together in one honest, easy-to-understand space.
Because many of our users also run a small business, we built Mapan Bisnis: cashier, catalog, warehouse, time-based rentals, operating expenses, invoices, and business reports in the same account, neatly separated from your personal finances — with getting-started steps and guides that adapt to your business type.
“Plan Today, Thrive Tomorrow.”
- 1
Track
All your income and expenses in one place.
- 2
Organize
Automatic allocation and budgets that give your money direction.
- 3
Achieve
Savings goals and business health you can monitor.
Two workspaces, one account
Switch between Personal and Business finances with a single switcher — no new account needed.
MAPAN Personal
For personal and family finances
50/30/20 AllocationMAPAN recommends Needs, Wants, and Savings buckets based on your income — just apply them.
BudgetingSet monthly spending limits per bucket and track usage before you go over.
Savings GoalsCreate goals with a target and deadline — a sub-wallet and monthly deposit plan are created automatically.
Financial RoadmapPremiumCalculate your FIRE Number and map out the stages toward financial freedom.
AI AssistantPremiumAsk finance questions and get summaries and insights from your own data.
Receipt Scan (OCR)PremiumSnap a photo of your receipt, let AI read it, then confirm it as a transaction.
Wallets & PocketsSeparate money into pockets like an emergency fund or monthly groceries, including shared family pockets.
Getting Started & GuidesA setup checklist for new users and guided tours on every page — on mobile and desktop.
Mapan Bisnis
For small businesses
Cashier & CatalogA mobile-friendly digital cashier (POS) with time-limited discounts and service charges, per-variant barcode scanning, and a full catalog with stock.
Tables, Queues & ToppingsOrders per table, queue numbers for takeaway, size and topping options — ideal for cafés and eateries.
Time-Based RentalsFor game consoles, billiards, or courts: per-unit timers, automatic day/night rates, extensions, and one bill with snacks.
BundlesSell several items — or rental hours plus drinks — at one price; component stock is deducted automatically.
Operating ExpensesRecord electricity, rent, and salaries with receipt photos, plus recurring monthly expenses that remind you.
Invoices & BillingCreate professional invoices for clients and track payment status through to receivables and payables.
Business HealthA 0–100 health score, cash-flow trend charts, cost breakdown, and busy-hour patterns with period filters — plus a Business Action Plan.
Warehouse & StockTrack finished goods and raw materials, including separate warehouse stock and its movement history.
Reports & ExportDownload catalog, stock, invoice, and contact data to Excel, plus a monthly Full Report in PDF.
Business DashboardCash balance, income, expenses, and charts tailored to your business type, with quick actions.
Members & RolesInvite cashiers and admins to work together in one business workspace with clear access roles.
Getting Started by Business TypeA setup checklist and guided tours that adapt to your business — café, shop, services, creator, or rental.
50/30/20
Automatic Allocation
Income split into Needs, Wants, and Savings buckets.
Rp0
Admin Fees
Move money between your internal wallets with no fees.
24/7
Access Anytime
Record and monitor your finances from any device.
Private
Your Data, Yours
Your financial information is never shared with third parties.
The values we hold
The principles behind every decision and every feature we build.
Our Mission
Help individuals and small business owners start managing their finances without anxiety or complicated jargon.
Clarity
Every number and financial decision is presented so you can understand it in seconds.
Privacy
Your financial information is private and never shared with third parties.
Financial Compass
The Freedom Roadmap guides you step by step toward measurable financial freedom.
Who is MAPAN for?
For individuals and small business owners who want to move forward in a more organized way.
Just starting to manage money
Students, fresh graduates, or anyone who wants to build discipline without feeling overwhelmed.
Want a simple structure
People who want their balances, budgets, and goals neatly organized in one place.
Small business owners
Shops, cafés, services, even game-console or billiard rentals that need a cashier, stock, rentals, invoices, and reports without complicated software.
Always on mobile
Designed mobile-first: the cashier, records, and reports are comfortable to use from your phone.
Ready to start your financial journey?
Create a free account — for personal finances, your business, or both.