MAPAN Transactions & Budget

Record every bit of money coming in and going out, set a monthly budget, then read the results in Insight and Reports.

Recording Transactions

Dana Masuk (Income)

Salary, bonuses, or other income.

Dana Keluar (Expense)

Shopping and bills — add a category so your spending pattern is clear.

Tabungan (Saving)

Deposits into a goal pocket.

Penyesuaian (Adjustment)

Correct a balance that differs from the real amount.

Tap + (phone) or open Transaksi (Transactions), then pick the type.

Pick a pocket. Leave it empty to use the main balance.

Enter the amount, a title, and a category.

Save — your balance updates right away.

Recurring Transactions

Set it up once for your salary, rent, electricity, or subscriptions — no need to record them every month.

Catat otomatis (Record automatically)

For fixed amounts. Recorded on its own at 07:00 on the due date.

Ingatkan dulu (Remind me first)

For amounts that change, like electricity. You get a notification, then just tap Catat (Record — the amount is editable) or Lewati (Skip).

Open Transaksi Berulang (Recurring) and tap "Tambah" (Add).

Choose Pengeluaran (Expense) or Pemasukan (Income), then enter a name and amount.

Choose Tiap bulan (Monthly) or Tiap minggu (Weekly) and a start date.

Choose automatic or remind-first, then the pocket.

Monthly Budget

A budget splits monthly spending into groups (e.g. Needs) and then items (e.g. Food, Transport). Each item has its own pocket.

Open Budgeting, tap "Buat Budget" (Create budget), and enter a name and a percentage of your income.

Tap "Buat Periode" (Create period) for this month.

Tap "Tambah Pos" (Add item) and enter a target and starting deposit — it can be filled automatically from your main balance.

Next month, use Duplikat Periode (Duplicate period) to copy every item without re-entering it.

50/30/20 Budget Recommendation

MAPAN builds a budget plan from your income: 50% Needs, 30% Wants, 20% Savings. Free for everyone.

Fill in your monthly income on the Profile page.

Open Rekomendasi Budget (Budget recommendation) and pick the month.

Adjust the items and amounts if needed.

Tap "Terapkan Rencana" (Apply plan) — budgets and goals are created at once, funded from your main balance.

Financial Insight

Your spending patterns in plain language. Available on the Premium plan and above.

Period Summary

Total spending, savings rate, and a comparison with the previous period.

What You Should Know

Your biggest categories and expenses, budgets that need attention, and goal progress.