A guide to setting measurable savings goals and mapping your journey to financial freedom with MAPAN.
Savings Goals
Saving feels more focused when the target is clear. With Goals, you set specific financial targets and track your progress right in the app.
Measurable Targets
Set a target amount and deadline — MAPAN calculates how much to set aside each month.
Automatic Sub-Wallet
Every goal gets its own sub-wallet automatically, so the money doesn't mix with your daily spending.
Monthly Plan
If you set a deadline, MAPAN builds a monthly deposit plan up to the target month.
Visual Progress
Track the completion percentage, total saved, and remaining target for each goal.
Creating a Savings Goal
Give it a clear Nama Goal (goal name), e.g. "Japan Holiday Fund" or "House Down Payment".
Optionally fill in the Tanggal Target (target date). If you do, MAPAN builds a monthly deposit plan automatically.
Tap "Buat Goal" — the goal's sub-wallet is created automatically and progress tracking begins.
Financial Freedom Roadmap
The Roadmap maps your journey to financial freedom: how much capital you need, your estimated freedom age, and the stages to get there.
FIRE Number
The total capital you need so that its investment returns can cover your monthly expenses.
Three Milestones
Emergency Fund, Coast FI (financial peace of mind), and Financial Freedom — each with its own progress.
Freedom Age Projection
An estimate of when — and at what age — you'll reach financial freedom at your current saving pace.
Adjustable Assumptions
Tune the expected return, inflation, withdrawal rate, and emergency-fund months to fit your situation.
Using the Roadmap
Complete the data flagged in the banner — your date of birth in your profile, your income, and your transaction history — so the calculation is accurate.
Review your FIRE Number and the three milestones with their progress.
Under Target Kebebasan Finansial (Financial Freedom Target), enter the age at which you want to be financially free — MAPAN calculates the monthly deposit you need.
Open Edit Asumsi (Edit Assumptions) to adjust the expected return, inflation, withdrawal rate, and emergency-fund months, then save to recalculate the projection.